How Capchase disrupts traditional financing

How Capchase Disrupts Traditional Financing

In today’s business world, companies need to find creative ways to finance their growth. One innovative solution that’s been gaining popularity is Capchase. Capchase is a fintech startup that offers a new way for companies to finance their growth based on their future income streams. In this article, we will explore how Capchase has disrupted traditional financing and how it can help companies finance their growth.

What is Capchase?

Capchase is a platform that offers revenue-based financing for companies that have predictable recurring revenue. The company provides funding based on a percentage of future monthly revenue streams, allowing businesses to reinvest funding into their business growth. The product has been designed to help SaaS (software as a service) and other subscription-based companies look beyond traditional financing options and toward a more customized form that is better suited to their revenue streams.

Disrupting Traditional Financing

Capchase is disrupting traditional financing by offering an innovative funding solution that is based on a company’s future revenue streams, rather than their existing assets or equity. The company has developed a model that allows them to provide financing for companies on the basis of their predictable revenue, without the need for personal guarantees or equity dilution. This makes it an attractive alternative to traditional financing methods, which can often be challenging for fast-growing companies.

How it Works

Using Capchase is simple. Companies sign up, connect their accounting software (such as Xero), and Capchase determines their predicted monthly recurring revenue. Capchase then advances a lump sum based on a percentage of their monthly revenue streams, which they repay over a set period of time. Interest rates are competitive, and there are no personal guarantees for the repayment.

Benefits of Capchase

Capchase offers several advantages over traditional financing options, including:

1. Flexibility

Capchase financing is based on future income streams, giving companies more flexibility in how they use the funding and focusing on their growth.

2. No Equity Dilution

Capchase does not require any equity dilution, meaning that companies can retain ownership and control of their business as they grow.

3. Competitive Interest Rates

Capchase offers competitive interest rates that are often lower than traditional financing options.

4. Simple Process

The process of applying for and receiving funding from Capchase is straightforward and streamlined, making it easy for companies to get the funds they need quickly.


Capchase is an excellent alternative financing solution for companies that are looking to grow their business without equity dilution or personal guarantees. By offering financing based on future recurring revenue streams instead of assets or existing equity, Capchase has the potential to disrupt the traditional financing industry. Its unique model has modified the SaaS industry’s dynamics in expanding their businesses, and Capchase is likely to continue playing a vital role in the growth of the industry by providing a more flexible and accessible financing option. With Capchase, companies can access the funding they need to take their business to the next level without sacrificing ownership or control.